Protex Financial

First Time Buyer Mortgage Advice

Compare Mortgage Deals From 3.98%

  • Simon
  • Kelly
  • Rachael
  • Anna
  • Snowy
  • 0% deposit deals available
  • Borrow up to 6x your annual income!
  • Friends and family gifted deposit accepted
  • Cashback on completion

3.98% based on a 60% LTV, 5-year fix. Lender fees of £999.00 apply. Rates are not guaranteed and may have changed by the time you come to apply. Eligibility criteria may vary by lender. Accurate as of 25th February 2025.

  • Outstanding Client Engagement
  • Excellent Client Loyalty
  • Leaders in Mortgage Advice
  • Leaders in Insurance Advice

The journey to your
first mortgage!

Think of it as a relaxed chat to set you on the right path. You talk, we listen!

Simple Process
  • Initial Meeting
  • Personalised Advice
  • We Take Care of the Rest
  • Collect Your Keys
Let’s Begin

Meet The Owners

Simon & Kelly

“Going above and beyond is what we do; we LOVE our job, and most of all, we LOVE helping our clients.”

Simon and Kelly, owners of Protex FinancialGoogle Reviews

Same Day
Appointments

Let's get started today.

Request an appointment

Quick Decisions

Stop waiting weeks to get a decision.

Transparent Advice

Don't be left in the dark anymore.

We Can Search Thousands Of
Mortgage Deals

The Journey To Your
First Mortgage!

  1. 1

    Initial Meeting

    Let’s grab a coffee (or a Zoom/call). This is where we get to know you, your plans, and your goals. Think of it as a relaxed chat to set you on the right path. You talk, we listen!

    Request an Appointment
  2. 2

    Personalised Advice

    We’ll craft a mortgage plan tailored to your needs, complete with all the suitable options. We’re like your personal mortgage matchmaker, finding the best deal to make your dream become a reality!

    Check my eligibility
  3. 3

    We Take Care of the Rest

    Leave the paperwork, lender chasing, and all the heavy lifting to us. All you need to do is sit back and relax while we make it happen behind the scenes. Our award-winning team is available 7-days a week.

    Meet Your Broker
  4. 4

    Collect Your Keys

    Your mortgage offer is in, and it’s time to pop the bubbly! Like all our 5-star customers, you are now one step closer to making your goals a reality.

    Let's Get Started

Current First Time Buyer Mortgage
Deals

Simple Fees

Transparent, simple and straightforward. You only pay our fee once we get you pre-approved and a mortgage in principle.

  • Remortgage

    £0to£176

    Moving to a new deal when your current one ends. Depending on your case, it can cost nothing at all.

  • Standard case

    £376

    A straightforward purchase, whether you are buying your first home or moving to your next one.

  • Complex case

    £476

    Cases that need more work, such as adverse credit, buy to let, self-employed income, visa applications or when you need to transfer some equity.

  • Ltd company transactions

    £576

    Buying or remortgaging a property through a limited company, such as a buy to let held by your company.

  • Access to whole of market
  • Award-winning advisers
  • Access to a wide range of expert solicitors
  • Mortgage protection built to last
Get Advice Now

Affordability Calculator

As a first-time buyer, you could potentially borrow even more! That’s why it’s best to get in touch with us! We will then assess your personal affordability to find the best option for you!